Playing the Game
The game Baccarat is played with a single standard deck of cards.
Two hands of cards are dealt, one to the Player and one to the
Banker. Each hand will contain either two or three cards. If
the first two cards dealt to the Player or the Banker are equal
to five or less, then the respective hand will be dealt a third
card.
Once the size of your wager has been determined, you must decide
which of three possible bets you want to make before the cards
are dealt. You can decide to bet on the Banker's hand winning,
the Player's hand winning or the possibility of a tie.
The winning Baccarat hand will be the one with a value closest
to nine. The value of a hand is calculated by adding up the
value of the cards. Ace cards have a value of one. Face cards
and Tens have no value and therefore do not contribute to the
value of the hand. All other card values are treated as they
appear. For example, 2 = 2, 3 = 3, 4 = 4.
If the value of a Baccarat hand exceeds nine, then the value
of the hand is taken as the unit portion of the total. So, if
a hand consists of an eight of clubs and a seven of diamonds,
the total for the hand will be 15. You would ignore the tens
portion of that total, giving you a value of 5. Similarly, if
the total value of the cards were 20, you would ignore the 2
tens portion giving you a hand value of 0.
Once the winning hand is determined the game is over. If the
hand you bet on won you will be paid out according to the Payout
Schedule.
Baccarat Rules
Please take note of the following
rules:
- A 5% commission is taken from the amount won when you
bet on a winning Banker's hand. Your Ante is not included
in the calculation.
- Face cards and ten cards do not have a value in Baccarat.
- A tie that you did not bet on pays back your Ante.
Payout Schedule
If you have chosen the winning hand the payout will be made
according to the table below.
| The Winning Hand |
The Payout |
| The Banker Wins |
Twice the bet minus 5% commission on winnings for the
House. |
| The Player Wins |
Twice the bet |
| A Tie Wins |
You win 8 times the bet. |
If the hand that you chose to bet on wins, you are paid
double your bet unless you bet on a tie. In that case, the
payout is 8 times the amount you bet. If you win when betting
on the Banker's baccarat hand the House charges a small percentage.
If you have bet on a losing hand your Ante is lost. If the
hands are tied and you have not bet on a tie, then your Ante
will be returned.
A more comprehensive set of Baccarat instructions is included
with the Casino Kingdom software.
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